/* Advisor microsite | brand values from supplied US Capital stylesheet.
   This scoped layer follows style.css and responsive.css to make the one-page layout self-contained. */
:root{--navy:#050813;--navy-blue:#0f3355;--blue:#4c80b3;--blue-dark:#1b648f;--gold:#fab915;--body:#5a626c;--muted-bg:#f2f5fa;--wrap:1160px}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:92px}
body{margin:0;font-family:'Open Sans',sans-serif;color:var(--body);font-size:15px;line-height:1.75;background:#fff}
body p,body h1,body h2,body h3{margin:0}
body a{text-decoration:none}
body h1,body h2,body h3{font-family:'Oswald',sans-serif;text-transform:uppercase}
body button{font:inherit}
.wrap{width:min(var(--wrap),calc(100% - 64px));margin:auto}
.skip-link{position:absolute;top:-100px;left:12px;z-index:999;background:#fff;color:#111;padding:10px}.skip-link:focus{top:10px}
.site-header{position:relative;z-index:5}.topbar{background:#242424}.topbar-inner{display:flex;align-items:center;justify-content:space-between;min-height:37px}.topbar a{font-size:12px;color:#e6e6e6}.topbar a span{color:var(--gold);margin-right:7px}.topbar a:hover{color:var(--gold)}
.nav-surface{background:#020304;border-bottom:1px solid rgba(255,255,255,.09)}.nav-inner{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:30px}.brand{display:flex;gap:20px;align-items:center;min-width:0}.brand img{display:block;width:176px;height:auto;max-width:100%}.brand>span{color:var(--gold);border-left:1px solid #475064;padding-left:17px;font:600 13px 'Oswald',sans-serif;letter-spacing:2.5px}.nav-inner nav{display:flex;gap:27px;align-items:center}.nav-inner nav a{font:bold 12px 'Open Sans',sans-serif;text-transform:uppercase;color:#fff;white-space:nowrap}.nav-inner nav a:hover,.nav-inner nav a.active,.nav-inner nav a:focus-visible{color:var(--gold)}.nav-toggle{display:none}
.dark-banner{background:radial-gradient(ellipse 53% 85% at 50% 115%,#173c7a 0%,#081831 48%,#050813 100%);color:white}.hero{min-height:388px;display:flex;align-items:center;text-align:center}.hero-inner{padding:62px 0 66px}.hero h1{font-size:clamp(28px,3.25vw,45px);line-height:1.15;color:white;font-weight:700;letter-spacing:.2px}.hero p{max-width:670px;color:#d6d9e1;font-size:15px;line-height:1.9;margin:20px auto 26px}.actions{display:flex;justify-content:center;align-items:center;gap:13px;flex-wrap:wrap}.btn{display:inline-flex;justify-content:center;align-items:center;min-width:174px;min-height:44px;padding:10px 21px;text-transform:uppercase;font:600 12px 'Open Sans',sans-serif;transition:background .2s,color .2s,border-color .2s;border:1px solid transparent}.btn-gold{background:var(--gold);border-color:var(--gold);color:#172030}.btn-gold:hover{background:#e5a100;color:#172030}.btn-outline-light{border-color:#718096;color:#fff}.btn-outline-light:hover{background:#fff;color:#132a48}.btn-outline-dark{border-color:#9299a4;color:#4c5360}.btn-outline-dark:hover{background:#123e65;border-color:#123e65;color:#fff}
.section{padding:76px 0 83px}.mist-section{background:linear-gradient(180deg,#e1ebf7 0%,#f4f7fb 47%,#fff 100%)}.section-heading{text-align:center;margin-bottom:39px}.section-heading h2,.advisor-intro h2{color:var(--blue);font-size:clamp(27px,2.8vw,36px);font-weight:700;line-height:1.25}.section-heading h2::after,.contact-section .section-heading h2::after{content:'';width:48px;height:2px;background:var(--gold);display:block;margin:16px auto 0}.section-heading p{max-width:710px;margin:17px auto 0;font-size:14px;line-height:1.95;color:#69727d}.eligibility-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:35px;text-align:center;margin-top:52px}.eligibility-grid h3{font:700 14px 'Open Sans',sans-serif;text-transform:uppercase;letter-spacing:2px;color:#5583b5;margin-bottom:13px}.eligibility-grid p{font-size:13px;line-height:1.9}
.benefits-section{padding-top:52px;padding-bottom:106px}.benefits-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}.benefit-card{background:var(--muted-bg);text-align:center;min-height:239px;padding:31px 22px 30px}.benefit-icon{height:43px;display:flex;justify-content:center;align-items:center;color:var(--blue);font:400 33px 'Open Sans',sans-serif}.benefit-icon svg{height:29px;width:29px;fill:none;stroke:var(--blue);stroke-width:1.8;stroke-linejoin:round}.benefit-card h3{color:#262c33;font:700 13px 'Open Sans',sans-serif;letter-spacing:1.1px;margin:11px 0 13px;text-transform:uppercase}.benefit-card p{font-size:13px;line-height:1.85}
.process-section{background:linear-gradient(180deg,#e6eef9,#fafbfd 48%,#fff 100%);padding-top:76px;padding-bottom:82px}.process-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.process-card{background:#fff;border-top:3px solid var(--gold);box-shadow:0 4px 20px rgba(26,48,76,.1);padding:22px 23px 27px;min-height:218px}.step-number{font:700 37px 'Oswald',sans-serif;color:var(--blue);line-height:1.25}.process-card h3{color:#20272f;font-size:20px;margin:5px 0 10px;font-weight:700}.process-card p{font-size:13px;line-height:1.9}.centered-action{text-align:center;margin-top:36px}
.advisor-intro{text-align:center;padding:62px 0 68px}.advisor-intro h2{color:#fff}.advisor-intro p{max-width:700px;margin:17px auto 0;color:#d2d9e5;font-size:14px;line-height:1.9}.advisor-list-section{background:linear-gradient(180deg,#e0eaf6 0%,#f6f8fb 19%,#fff 55%);padding-top:61px;padding-bottom:91px}.advisor-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:29px 24px}.advisor-card{background:#fff;box-shadow:0 3px 16px rgba(22,44,70,.09);min-width:0}.portrait-placeholder{aspect-ratio:1.28;background:#dce6f3;border-bottom:3px solid var(--gold);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:5px;color:#68788c}.portrait-placeholder svg{height:63px;width:63px;fill:none;stroke:#68788c;stroke-width:2.5;stroke-linecap:round}.portrait-placeholder span{text-transform:uppercase;font-size:10px;letter-spacing:.6px}.advisor-details{padding:24px 25px 28px;min-height:176px}.advisor-details h3{font-size:20px;font-weight:700;color:#232a32;line-height:1.3}.advisor-role{color:#3674ac;font-size:11px;letter-spacing:1px;text-transform:uppercase;font-weight:700;margin-top:5px}.advisor-focus{font-size:13px;margin:4px 0 20px;color:#667482}.advisor-contact{border-top:1px solid #e5eaf1;padding-top:13px;font-size:12px;color:#4b7fad}.advisor-contact.muted{color:#8a96a2;font-style:italic}
.contact-section{padding:80px 0 88px;text-align:center}.contact-section .section-heading{margin-bottom:22px}.contact-section .section-heading p{margin-top:16px}.footer{background:#020202;text-align:center;color:#9d9d9d;padding:42px 0 30px}.footer-links{display:flex;align-items:center;justify-content:center;flex-wrap:wrap;gap:9px}.footer-links a,.footer-links span{font-size:12px;color:#d0d0d0}.footer-links a:hover{color:var(--gold)}.disclosure{max-width:800px;margin:23px auto 12px;font-size:11px;line-height:1.75}.disclosure strong{font-weight:400;color:#cbb67a}.copyright{font-size:12px}
@media(max-width:1050px){.nav-inner nav{gap:15px}.nav-inner nav a{font-size:11px}.brand img{width:149px}.brand{gap:12px}.brand>span{padding-left:12px}.benefit-card{padding:27px 14px}}
@media(max-width:800px){.wrap{width:min(var(--wrap),calc(100% - 38px))}.nav-inner{min-height:70px;flex-wrap:wrap;gap:0}.brand img{width:160px}.nav-toggle{display:flex;border:0;background:transparent;width:44px;height:44px;padding:10px 6px;flex-direction:column;justify-content:center;gap:6px;cursor:pointer}.nav-toggle span{display:block;width:100%;height:2px;background:var(--gold)}.nav-inner nav{display:none;flex-basis:100%;width:100%;flex-direction:column;align-items:stretch;gap:0;padding:0 0 13px}.nav-inner nav.open{display:flex}.nav-inner nav a{padding:12px 8px;border-top:1px solid #242c37;font-size:12px}.eligibility-grid{gap:20px}.benefits-grid{grid-template-columns:repeat(2,1fr)}.advisor-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.hero{min-height:340px}.section{padding-top:64px;padding-bottom:68px}}
@media(max-width:570px){html{scroll-padding-top:75px}.topbar-inner{justify-content:center}.topbar-inner a{font-size:10px}.topbar-inner a:last-child{display:none}.brand img{width:136px}.brand>span{font-size:10px;letter-spacing:1.7px}.hero-inner{padding:55px 0 60px}.hero h1{font-size:30px}.hero p{font-size:13px}.section-heading p,.advisor-intro p{font-size:13px}.eligibility-grid,.process-grid,.advisor-grid{grid-template-columns:1fr}.eligibility-grid{margin-top:35px;gap:27px}.eligibility-grid article{max-width:390px;margin:auto}.benefits-grid{grid-template-columns:1fr;gap:14px}.benefit-card{min-height:auto;padding:28px 28px}.process-card{min-height:auto}.advisor-grid{max-width:425px;margin:auto;gap:22px}.actions{gap:10px}.btn{min-width:155px}.footer-links{gap:7px}.footer-links a,.footer-links span{font-size:11px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition-duration:.01ms!important}}

/* Top contact icons: self-contained, no extra icon font required. */
.topbar-inner a{display:inline-flex;align-items:center;gap:8px}
.topbar-icon{width:14px;height:14px;flex:none;fill:none;stroke:var(--gold);stroke-width:2;stroke-linecap:round;stroke-linejoin:round}

/* Keep the primary navigation visible while scrolling.
   The 37px contact strip scrolls away; the navigation remains at the top. */
.site-header {
  position: sticky;
  top: -37px;
  z-index: 100;
}
.topbar-inner { min-height: 37px; height: 37px; }
/* Give anchored sections clearance below the persistent navigation. */
html { scroll-padding-top: 90px; }
@media (max-width: 800px) {
  html { scroll-padding-top: 85px; }
}
@media (max-width: 570px) {
  html { scroll-padding-top: 85px; }
}